You’ve got plans — a lot of them. Wouldn’t it be more fun to focus on your dreams than worrying about the health of the market?
Diversifying your retirement assets among a variety of vehicles — including a mix of both insurance products and investments, depending on what is appropriate for your situation — may offer you the best chance of meeting your retirement income goals.
Anyone who invests in the market should understand that it involves potential risk of principal. To provide some security not found in the stock market, you may want to include some insurance products in your financial strategy. Products like annuities can provide supplemental income throughout retirement and help protect your money from declines due to stock market losses.